Insurance

We offer unbiased advice on the following insurance products:

Life Cover

Lump sum or monthly income paid to dependants in the event of death or terminal illness.

Trauma/Permanent Disablement

Lump sum payment in the event of diagnosis of a serious illness or disability eg. Heart attack, stroke, cancer, loss of sight or limbs, paraplegia, etc., and/or in the event of being unable to work again.

Income Protection

Monthly income paid to the insured person in the event they are unable to work as a result of illness or accident.

Locum/Business Overheads

Pays a monthly benefit to cover the costs of a replacement or covers eligible business overheads if a locum is not engaged in the event the insured person is unable to work due to illness or accident.

Medical Insurance

Reimbursement of medical costs ranging from surgery only through to comprehensive cover including GP visits, prescriptions, dentists and opticians.

Business Insurance

An insurance plan which :

• guarantees company ownership if you or a business partner died or became totally disabled.
• protects company profitability if you or another key person in your business is incapacitated.
• protects the value of your estate against the call up of a business loan obligation, in the event of your untimely death.

We advise both business and personal clients. Please contact us if you require further information or would like to make an appointment with a financial adviser.